Effortless Ways to Check Your PNB Account Balance

Checking your bank account balance frequently is the first step toward effective money management. Customers at Punjab National Bank (PNB) can check the balances of their accounts quickly and conveniently utilizing a variety of useful methods. Install the official PNB mobile banking app if it isn’t already on your smartphone from the app store. To access your account balance from anywhere, log in using your credentials. Here are a few fast ways to check your PNB account’s balance. Go to the PNB Internet Banking portal and log in with your User ID and Password to access your account balance online. Normally, your User ID is your Customer ID, which can be found on your PNB passbook. Customers can check their account balances from the convenience of their home or workplace by simply logging in using their User ID and Password (usually their Customer ID, which can be found on their PNB passbook).

(You can also read about PNB mini statement by clicking PNB mini Statement)

Customers can download certain mobile banking apps from PNB’s website using the app store on their smartphone. Customers can use these applications on their smartphones or tablets to access account information, including balances. In this comprehensive guide, we’ll explore these various options step by step. 

1. PNB Balance Check Number – Missed Call Method

One of the simplest ways to inquire about your PNB account balance is through the Missed Call method, an exclusive feature offered by PNB. Here’s how you can use it. Then, dial the toll-free PNB balance check number: 1800 180 2223 from your registered mobile number. To check your PNB account balance, please ensure that your mobile number is registered and linked to your PNB account. Within moments, you’ll receive an SMS on your registered mobile number, providing you with your PNB account balance. Our automated call system has been designed to efficiently disconnect after just a few rings, ensuring a quick and convenient balance inquiry process for you. It’s important to note that this service is entirely free of charge and accessible to PNB savings and current account holders.

2. PNB Balance Check by SMS Banking

Another user-friendly method for checking your PNB account balance is through SMS Banking. Here’s how to go about it:

Kindly send an SMS in the following format: “BAL your 16-digit account number” to 5607040 from your registered mobile number. Shortly, you will receive an SMS containing your PNB account balance on your registered mobile number. Please ensure that you input your complete 16-digit account number accurately.

3. Mobile Banking Apps – PNB One and PNB mPassbook

PNB (Punjab National Bank) offers two mobile banking applications, PNB One and PNB passbook, to give its clients quick and easy access to account management tools. These apps give users the option to conduct a variety of transactions and queries on their mobile devices, which is intended to improve the entire banking experience. It’s important to note that PNB One registration does not require an ATM card, while PNB mPassbook registration requires your ATM card details. Here is a description of each app. Through the app, users may view the current balance of their PNB accounts. PNB One users can send money between their own PNB accounts or to other bank accounts via NEFT and RTGS. Simply download and install your favorite app from the Apple App Store or the Google Play Store to get going. Once the app has been installed, finish the registration process there. These applications offer a user-friendly interface that makes it simple for you to monitor your account balance and manage your money. Enjoy the flexibility and convenience of accessing your PNB account balance on your mobile device with PNB One and PNB mPassbook.

4. PNB Balance Check at ATMs

If you prefer the traditional approach, you can visit a nearby PNB ATM to check your account balance.Kindly insert your PNB debit card into the designated slot. Customers can get real-time information about their available funds by going to a local PNB ATM and taking a few easy steps, which will help them manage their accounts with simplicity. Customers must first identify a PNB ATM in their area. Customers can easily access their accounts thanks to PNB’s wide network of ATMs in India. Customers should place their PNB debit card into the machine’s specified card slot as soon as they approach the PNB ATM. The debit card acts as their account’s access code. You may conveniently check your PNB account’s balance using this option. It is crucial to remember this information for your records. You can simply and securely check the balance of your PNB account using an ATM by following these easy steps. Customers will be prompted by the ATM to securely enter their Personal Identification Number (PIN). This PIN protects the security of the transaction and is only known by the account holder. Remember to always keep your PIN confidential and exercise caution while conducting any financial transactions.

5. UPI (Unified Payments Interface)

For those who regularly use UPI apps on their mobile devices, checking your PNB account balance is straightforward:

 Start by opening your preferred UPI app and logging in using your credentials. Once you have successfully logged in, navigate to the list of linked bank accounts and select your PNB account. To verify the transaction, please input your UPI PIN. After your PIN is verified, you will receive an instant update of your PNB account balance through the UPI app. This method offers a convenient and efficient way to stay informed about your account balance, ensuring you can manage your finances effectively.

6. WhatsApp Banking

PNB also offers a WhatsApp Banking option for checking your account balance. Here’s how you can utilize it:

Save the number +91-9264092640 in your contacts. Once saved, open WhatsApp and search for the contact. Send a simple ‘Hi’ message to this number. Shortly after, you will receive a menu with different options. Choose the appropriate option to check your PNB account balance. This convenient feature allows you to easily access your account information through WhatsApp.

7. PNB Balance Check by Internet Banking

Visit the official Punjab National Bank internet banking facility by launching your browser. To ensure security, make sure you are on a legitimate website. On the login page, enter your User ID and Password. Your Customer ID, which may be located on the front page of your PNB passbook, is normally the same as your User ID. You must use this ID, which is particular to you, to access your online banking account. Your Internet banking dashboard will be displayed after a successful login. Try to find a menu item with the words “Account Summary,” “Account Information,” or “Account Details.” The next step is to select this choice. Start by logging in to the PNB netbanking portal using your User ID and password. You should be able to see the balance of your PNB account once you have accessed your account summary or details. Your available credit will be shown by the balance, which will be shown on the screen. Once logged in, navigate to the “Accounts” or “Accounts Summary” section, where you can conveniently access your PNB account balance. By following these methods, you can effortlessly stay informed about your PNB account balance without the need to visit a physical bank branch. Choose the method that best suits your preferences and stay in control of your finances with ease.